A one-bedroom home, not a room. From $129,000.

No. The number covers the building and the work to put it up, and the parts that depend on your block are quoted separately, in writing, before you commit to anything.

• What the price includes: the precision-engineered components and the on-site build on a standard site, with standard service connections.
• What is quoted separately: approval costs, plus anything your block needs beyond a standard site. These are the ones that genuinely differ block to block, so we price them after we have seen yours rather than guessing.
• When you see the full number: before you sign. One written price, both parts, no allowances left open.
• What moves it after that: only a change you ask for.

Generally yes, and the reason is how it gets built. It goes up in stages on your block by a licensed builder, so lenders assess it as ordinary residential construction.

• Why that matters: a building fixed to your land is treated differently to a transportable or a chattel purchase. Keeping the work on site is what keeps it financeable the normal way.
• How the money flows: progress payments at stages, the same as any other build.
• What the bank wants to see: the approval, the contract, and a licensed builder behind it. All three exist here.
• If you don't know where to start: ask, and we'll point you to a finance broker. We're not paid for the introduction and you're under no obligation to use them.
• What Rivela does not do: arrange, advise on or organise your finance. Your bank or broker does that. We give them the documents they ask for.

Most residential blocks in NSW can take a second dwelling. The real question is not whether, it is which approval path yours falls on.

• Two paths: a private certifier where the lot meets the standards, or council where it does not. Neither is a given until your address is checked.
• What decides it: lot size and shape, frontage, the space left around the building, and what is already on the block.
• What can complicate it: sewer mains, easements, a heritage or flood overlay, significant trees, or access to the rear.
• What it costs to find out: nothing. We check your address and tell you which path you are on before you spend anything.

Approval costs and the optional concrete slab. Both are quoted per block, in writing, before you sign. Everything else that makes it a second dwelling — its own kitchen and bathroom — is in the price.

A dwelling. It has its own kitchen and its own bathroom, which is what makes it a secondary dwelling rather than a studio room - and it is why it is approved, metered and rented as a home. A room with a sink is a different thing and a different price.

Yes. It is self-contained and approved as a secondary dwelling, so a tenant, a parent or an adult child can live in it permanently. One secondary dwelling per lot is the rule in NSW, so if your block already has one, this cannot be a second.

Size and bedrooms. The Studio is 30 m² with one bedroom, from $129,000. The granny flat is 60 m² with two bedrooms, from $159,000. Both are secondary dwellings, built the same way, with the same kitchen and bathroom standard. The block and what you want it to earn usually decide it.